Terms of service

Agreement to terms

By accessing or using the FacioQuo website and services (“Services”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our Services.

Description of services

FacioQuo provides online tools, microsites, and utility applications. We are affiliated with Skender Co., a U.S.-based company that owns and operates this organization.

Acceptable use

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Services in any way that violates applicable laws or regulations
• Transmit or upload malicious code, viruses, or harmful content
• Attempt to gain unauthorized access to our systems or other users’ accounts
• Interfere with or disrupt the Services or servers
• Use automated systems to access the Services without permission
• Impersonate others or provide false information
• Engage in any activity that could harm our reputation or business
• Violate intellectual property rights of others
• Use the Services for spam, harassment, or other harmful activities

User content

You may be able to submit, upload, or post content through our Services (“User Content”). You retain ownership of your User Content, but grant us a worldwide, non-exclusive, royalty-free license to use, modify, and display your User Content in connection with providing the Services.

You represent and warrant that:

• You own or have the right to use any User Content you submit
• Your User Content does not violate any laws or third-party rights
• Your User Content is not defamatory, obscene, or otherwise objectionable

We reserve the right to remove any User Content that violates these Terms or is otherwise objectionable.

Intellectual property rights

The Services and their content, features, and functionality are owned by FacioQuo, Skender Co., or our licensors and are protected by intellectual property laws. You may not:

• Copy, modify, or distribute our content without permission
• Use our trademarks or service marks without authorization
• Reverse engineer or attempt to extract source code from our Services
• Create derivative works based on our Services

Privacy

Your privacy is important to us. Please review our Privacy Policy, which governs how we collect, use, and protect your information.

Disclaimers and limitation of liability

Disclaimers

The Services are provided “as is” and “as available” without any warranties of any kind. We disclaim all warranties, including:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties of non-infringement
• Warranties that the Services will be uninterrupted or error-free

Limitation of liability

To the maximum extent permitted by law, FacioQuo and Skender Co. shall not be liable for:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Any damages exceeding the amount you paid for the Services (if any)

This limitation applies even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless FacioQuo, Skender Co., and our affiliates from any claims, damages, or expenses arising from:

• Your use of the Services
• Your violation of these Terms
• Your violation of any third-party rights
• Your User Content

Termination

We may suspend or terminate your access to the Services at any time, with or without cause or notice. You may stop using the Services at any time.

Upon termination:

• Your right to use the Services immediately ceases
• We may delete your account and User Content
• Provisions that should survive termination will remain in effect

Changes to services and terms

We reserve the right to:

• Modify or discontinue the Services at any time
• Update these Terms by posting the revised version on our website
• Change our fees or pricing (if applicable)

Material changes will be effective 30 days after posting. Your continued use constitutes acceptance of the updated Terms.

Geographic restrictions

The Services are intended for users in jurisdictions where such services are legal. You are responsible for compliance with local laws.

Dispute resolution

Governing law

These Terms are governed by the laws of the United States and the state of Maryland, without regard to conflict of law principles.

Dispute resolution process

Before filing any legal action, you agree to attempt to resolve disputes through:

1. Direct communication with us
2. Good faith negotiation
3. Mediation, if necessary

Jurisdiction

Any legal action must be filed in the courts having jurisdiction over Maryland.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Entire agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and FacioQuo regarding the Services.

Contact information

If you have questions about these Terms, please contact us:

FacioQuo
Contact: submit inquiry
Website: facioquo.com

For legal entity inquiries:
Skender Co.
Website: skenderco.com

Additional terms for specific services

Certain Services may have additional terms and conditions. Those additional terms will be presented to you before you use those specific Services and will supplement these Terms.

Last updated: August 4, 2025